First Sound Bank

Deposit Interest Rates & Annual Percentage Yields (APYs)

The stated rates are effective as of July 26, 2010

Checking Deposit Accounts

Account	Rate	APY*
Sound Preferred Checking - - - - - - - - - (minimum opening deposit $100) ($100 minimum daily balance required to avoid minimum balance fee)	.25%	.25%
Sound Business Interest Checking	.25%	.25%
IOLTA / RETA Interest Checking	.25%	.25%
Business Earnings Credit Rate	1.90%	N/A
Sound Premier Checking**** (minimum opening deposit $1,000)
Account Tiers	Rate	APY*
$0 - $2,499	.25%	.25%
$2,500 - $24,999	.25%	.25%
$25,000 - $49,999	.25%	.25%
$50,000 - $99,999	.25%	.25%
$100,000 +	.25%	.25%

Money Market Savings

Sound Money Market ***
Account Tiers	Rate	APY*
$0 - $24,999	.50%	.50%
$25,000 - $49,999	.50%	.50%
$50,000 - $999,999	.75%	.75%
$1,000,000 +	1.00%	1.00%
Sound Client Trust Money Market****
Account Tiers	Rate	APY*
$0 - $2,499	.10%	.10%
$2,500 - $24,999	.25%	.25%
$25,000 - $49,999	.50%	.50%
$50,000 +	.75%	.75%

Certificate of Deposit Accounts (Under $100,000)**

CD Description	Available Terms	Rate	APY*
1 Month	30 Days - 89 Days	0.85%	0.85%
3 Months	90 Days - 182 Days	0.90%	0.90%
6 Months	183 Days - 270 Days	1.00%	1.00%
9 Months	271 Days - 364 Days	1.14%	1.15%
12 Months (1 Year)	12 Months - 23 Months	1.39%	1.40%
2 Years	24 Months - 35 Months	1.74%	1.75%
3+ Years	36+ Months	1.98%	2.00%

Jumbo Certificate of Deposit Accounts ($100,000 and Greater)

CD Description	Rate	APY*
30 Days - 180 Days	0.93%	0.93%
181 Days - 365 Days	1.20%	1.21%
366+ Days	1.45%	1.46%

*APY (Annual Percentage Yield) assumes interest remains on deposit until maturity.
Account fees or withdrawal of interest prior to maturity may reduce earnings.
"Rate" refers to the stated Interest Rate for the Account Types listed.

**$1,000 minimum opening deposit required on Personal Certificates of Deposit
**$5,000 minimum opening deposit required on Business Certificates of Deposit
***$250 minimum daily balance required on Personal Money Market Accounts to avoid minimum balance fee
***$1,000 minimum daily balance required on Business Money Market Accounts to avoid minimum balance fee
****$1,000 minimum daily balance required to avoid minimum balance fee
~Interest Rates on Checking and Money Market Deposit Accounts may change after account opening~

A penalty for early withdrawal may be imposed.
Additional information may be found in specific account disclosures.

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TEL 206.515.2004 FAX 206.515.2005
925 Fourth Avenue Suite 2350, Seattle, WA 98104