|
|  |
Deposit Interest Rates & Annual Percentage Yields (APYs)
The stated rates are effective as of November 17, 2008
Checking Deposit Accounts
| Account |
Rate |
APY* |
| Sound Preferred Checking (minimum opening deposit $100) |
.25% |
.25% |
| Sound Business Interest Checking |
.25% |
.25% |
| IOLTA / RETA Interest Checking |
.50% |
.50% |
| Business Earnings Credit Rate |
1.90% |
N/A |
| Sound Premier Checking (minimum opening deposit $1,000) |
|
|
| Account Tiers |
Rate |
APY* |
| $0 - $2,499 |
.25% |
.25% |
| $2,500 - $24,999 |
.50% |
.50% |
| $25,000 - $49,999 |
.75% |
.75% |
| $50,000 - $99,999 |
1.00% |
1.00% |
| $100,000 + |
1.00% |
1.00% |
Money Market Savings
| Sound Money Market |
|
|
| Account Tiers |
Rate |
APY* |
| $0 - $24,999*** |
.50% |
.50% |
| $25,000 - $49,999*** |
.75% |
.75% |
| $50,000 - $999,999*** |
1.00% |
1.00% |
| $1,000,000 +*** |
1.00% |
1.00% |
| Sound Client Trust Money Market |
|
|
| Account Tiers |
Rate |
APY* |
| $0 - $2,499**** |
.25% |
.25% |
| $2,500 - $24,999**** |
.50% |
.50% |
| $25,000 - $49,999**** |
.75% |
.75% |
| $50,000 + **** |
1.00% |
1.00% |
Certificate of Deposit Accounts (Under $100,000)
| CD Description |
Available Terms |
Rate |
APY* |
| 1 Month** |
30 Days - 89 Days** |
1.74% |
1.75% |
| 3 Months** |
90 Days - 182 Days** |
1.83% |
1.85% |
| 6 Months** |
183 Days - 270 Days** |
2.23% |
2.25% |
| 9 Months** |
271 Days - 364 Days** |
2.47% |
2.50% |
| 12 Months (1 Year)** |
12 Months - 23 Months** |
2.72% |
2.75% |
| 2 Years** |
24 Months - 35 Months** |
2.72% |
2.75% |
| 3+ Years** |
36+ Months** |
2.72% |
2.75% |
Jumbo Certificate of Deposit Accounts ($100,000 and Greater)
| CD Description |
Rate |
APY* |
| 30 Days - 180 Days |
2.60% |
2.63% |
| 181 Days - 365 Days |
3.20% |
3.25% |
*APY (Annual Percentage Yield) assumes interest remains on deposit until maturity.
Account fees or withdrawal of interest prior to maturity may reduce earnings.
"Rate" refers to the stated Interest Rate for the Account Types listed.
**$1,000 minimum balance required on Personal Certificates of Deposit
**$5,000 minimum balance required on Business Certificates of Deposit
***$250 minimum balance required on Personal Money Market Accounts
***$1,000 minimum balance required on Business Money Market Accounts
****$1,000 minimum balance required on Client Trust Money Market Accounts
~Interest Rates on Checking and Money Market Deposit Accounts may change after account opening~
A penalty for early withdrawal may be imposed.
Additional information may be found in specific account disclosures.
Home Privacy Policy Terms of Use USA Patriot Act Identity Theft
TEL 206.515.2004 FAX 206.515.2005
925 Fourth Avenue Suite 2350, Seattle, WA 98104
|
|
© 2008 First Sound Bank. All rights reserved.
|
 |
