Sound Preferred Checking¹ Maintain A Minimum Daily Balance of $100.00: No Monthly Maintenance Fee No Service Charges First Check Order FREE FREE Bill Pay Interest Bearing Account Sound Premier Checking Maintain A Minimum Daily Balance of $1000.00: No Monthly Maintenance Fee No Service Charges Premier Style checks FREE FREE Bill Pay Interest Bearing Account Aggressive Tiered rate schedule Sound Personal Money Market² Maintain A Minimum Daily Balance of $250.00: No Monthly Maintenance Fee Interest Bearing Account Maximum 6 transfers or withdrawals per month payable to third parties Personal CD Minimum Balance of $1,000 To Open Terms: 30 - 89 Days 90 - 182 Days 182 - 270 Days 271 - 364 Days 12 - 23 Months 24 - 35 Months 36+ Months   Personal CD Jumbo Minimum Balance of $100,000 To Open Terms: 30 - 180 Days 181 - 365 Days 366+ Days     1. First Sound Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all non-interest bearing accounts are fully guaranteed by the FDIC for the entire amount in the account. IOLTA accounts and certain NOW accounts (earning less than .50%) are also eligible for this coverage.   FDIC insurance for interest bearing accounts increased from $100,000 to $250,000. The temporary increase of this coverage limit has been extended through December 31, 2013.   Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules. To learn more, contact the FDIC toll-free at 1-877-ASK-FDIC (877-275-3342) or online at www.fdic.gov.     2. Withdrawal Limit: The Withdrawal Limit fee applies to all checks and preauthorized, ATM, mail, and over-the-counter withdrawals. This is addition to any excess withdrawal limit fees that may be applied on federal regulations as described below.   Federal Regulations Governing Money Market Transaction Limitations: Preauthorized withdrawals (transfers by telephone, wire or PC, overdraft protection, automatic payments, or checks) are limited to a combined total of six per account cycle as prescribed by federal regulations governing savings accounts. Transactions which exceed federal regulations will be charged $10.00 per transaction. If account limitations are continuously exceeded, the savings accounts will be closed or converted to a checking account as required by federal regulations.   Additional Money Market Disclosures: See the Current Deposit Rates for disclosures on rates, compounding and crediting, and other balance information. Money Market accounts are also subjected to the miscellaneous service fees. The average collected balance is calculated by adding the principal in the account for each day of the month and dividing that figure by the number of days in the period.     Home    Contact Us    Privacy Policy    Terms of Use    USA Patriot Act    Identity Theft    Internet Fraud Prevention      TEL 206.515.2004     FAX 206.515.2005 925 Fourth Avenue Suite 2350, Seattle, WA 98104   © 2010 First Sound Bank. All rights reserved.