Sound Basic Business Checking Maintain A Minimum Daily Balance of $250.00: No Monthly Maintenance Fee Low Monthly Service Charges If over 35 Checks Written If over 100 Deposited Items If over 10 Credits Posted   Sound Business Interest Checking (Sole Proprietorship, Non-Profit Organizations and Partnerships) Maintain A Minimum Daily Balance of $250.00: No Monthly Maintenance Fee Low Monthly Service Charges If over 35 Checks Written If over 100 Deposited Items If over 10 Credits Posted   Sound Interest Checking - IRETA All Service Charges Are To Be Applied To The Related Operating/General Account. Interest Earned is Paid Directly To The Washington Housing Authority.   Sound Interest Checking - IOLTA All Service Charges Are To Be Applied To The Related Operating/General Account. Interest Earned is Paid Directly To The Washington Legal Foundation   Sound Business Checking Analyzed Account Earned Credit Rate Is Based on the 90 Day T-Bill Earned Credit Is Calculated on Account Excess Balances And Used To Offset Total Monthly Services Incurred. Sound Business Money Market¹ Maintain A Minimum Daily Balance of $1000.00: No Monthly Maintenance Fee Maximum 6 Withdrawals (3 Checks Only) Interest Bearing Account   Sweep Accounts Click here for more information Sweep Accounts combine a business checking account with an investment account. Funds in excess of your "target" checking account balance are automatically invested daily into a money market fund account. Funds are automatically swept back into your checking account as needed to cover debits.   Sound Business Money ANALYZED ACCOUNT* Monthly Maintenance Fee: $10.00 Debits: Checks/Paper $0.15   Electronic $0.10 Credits: Paper $0.25   Electronic $0.15 Deposited Items: On-Us Items $0.05   Local Items $0.07   Non-Local Items $0.08 Cash Deposit Fee: $0.10 per $100 *This is an analyzed account. Pays an Earnings Credit to assist in offsetting monthly maintenance fee and transaction fees specified above and all other services utilized   Business CD Minimum Balance of $5,000 To Open Terms: 30 - 89 Days 90 - 182 Days 182 - 270 Days 271 - 364 Days 12 - 23 Months 24 - 35 Months 36+ Months Minimum Balance of $100,000 To Open Terms: 14 - 30 Days 31 - 60 Days 61 - 90 Days 91 - 180 Days 181 - 270 Days 271 - 365 Days     1. Withdrawal Limit: The Withdrawal Limit fee applies to all checks and preauthorized, ATM, mail, and over-the-counter withdrawals. This is addition to any excess withdrawal limit fees that may be applied on federal regulations as described below.   Federal Regulations Governing Money Market Transaction Limitations: Preauthorized withdrawals (transfers by telephone, wire or PC, overdraft protection, automatic payments, or checks) are limited to a combined total of six per account cycle as prescribed by federal regulations governing savings accounts. Federal regulations allow three of these six transactions per account cycle to be check withdrawals. Transactions which exceed federal regulations will be charged $10.00 per transactions. If account limitations are continuously exceeded, the savings accounts will be closed or converted to a checking account as required by federal regulations.   Additional Money Market Disclosures: See the Current Deposit Rates for disclosures on rates, compounding and crediting, and other balance information. Money Market accounts are also subjected to the miscellaneous service fees. The average collected balance is calculated by adding the principal in the account for each day of the month and dividing that figure by the number of days in the period.       Home    Privacy Policy    Terms of Use    USA Patriot Act    Identity Theft      TEL 206.515.2004     FAX 206.515.2005 925 Fourth Avenue Suite 2350, Seattle, WA 98104   © 2008 First Sound Bank. All rights reserved.